New Haven Credit Card Fraud Lawyer

Credit card use is increasing, which means the fraudulent use of credit cards has risen as well. Compromised cards are often subject to investigation by the credit card company as well as by law enforcement. While financial or white collar crimes may not seem as serious as violent crimes, the penalties for credit card fraud can be severe and may include prison time.

If you were charged with the fraudulent use of a credit card, a New Haven credit card fraud lawyer could help you prepare a powerful defense. A skilled criminal defense lawyer could potentially minimize the penalties you might face to preserve your rights, record, and future.

Credit Card Fraud in New Haven

Credit card fraud is generally the unauthorized use of a credit or debit card to obtain money, goods, or services. Under the Connecticut General Statutes § 53a-128c, there are several activities that constitute credit card fraud, including when an individual:

  • Takes a credit card without the consent of the cardholder
  • Receives a lost or stolen card with the intent to transfer it to someone other than the cardholder
  • Buys a credit card from someone other than the issuer
  • Receives credit cards issued in the names of two or more persons that were knowingly taken under circumstances that constitute credit card theft
  • Falsely makes or embosses a credit card
  • Signs a credit card that belongs to another person without authorization

Moreover, a person may be guilty of illegally using a credit card when they use a card with the intent to defraud the issuer or party providing goods or services. The person in this instance knows the card is forged, expired, or revoked, or will represent themselves as the cardholder without the consent of the cardholder. For more information about credit card fraud, consult with a New Haven credit card attorney.

Possible Penalties for Credit Card Fraud

Society relies heavily on credit cards for transactions, so the state of Connecticut takes credit card fraud seriously to protect individuals. When it comes to credit card fraud, the classification of the offense and severity of the punishment depends on the number of fraudulent charges. When the amount involved in the illegal use of a card is valued at less than $500, the crime is a Class A misdemeanor. When the amount exceeds $500, it is a Class D felony.

For a Class A misdemeanor, the defendant can face up to one year in prison and fines of up to $2,000. For a Class D felony, a defendant is looking at up to five years in prison and fines of up to $5,000.

In addition to the fines and incarceration, a conviction of credit card fraud carries other consequences including having a permanent criminal record. This can impact a defendant’s ability to get or keep a job, volunteer, or rent a home for the rest of their life. Therefore, it is essential for a defendant to reach out to a well-established New Haven credit card lawyer.

How a New Haven Credit Card Fraud Attorney Could Help

If you were charged with credit card fraud, an experienced New Haven credit card fraud lawyer could help you present a strong defense for a favorable outcome. Skilled attorneys could review your situation and use the law to argue in your interests. Speak to a lawyer today who understands your situation and learn how an attorney could help you fight your case.