New Haven Insurance Fraud Lawyer

Although insurance fraud is not a violent crime, it is a serious offense that can carry stiff financial penalties and possibly imprisonment. If you were arrested for insurance fraud, you need a strong defense to fight the charges and mitigate the impact on your life.

An experienced New Haven insurance fraud lawyer could provide you with the representation you need to negotiate sentences. By assessing your situation and carefully strategizing, a dedicated fraud attorney could help you stand up for your rights.

Insurance Fraud in New Haven

Fraud is a broad term that covers a wide range of deceptive activity. Connecticut General Statutes § 53a-215 specifically defines insurance fraud as when an individual intends to deceive an insurance company by making a false claim for payment or other benefits. A person may also be guilty if they assist another person in this act.

Examples of a fraudulent activity include an individual claiming they live elsewhere on an application in order to pay a lower rate, filing a false medical report or exaggerating their injuries, or reporting a car stolen when an individual knows it is not.

Individuals can be accused of fraud for almost all types of insurance, including:

  • Health
  • Property and casualty
  • Automobile
  • Life
  • Disability
  • Workers’ compensation

Penalties for Insurance Fraud

Insurance fraud is taken seriously in New Haven, so individuals may face charges of the crime instead of just a denied insurance claim. The Connecticut Insurance Department also has an Insurance Fraud and Investigations Unit that promotes insurance fraud prevention, detection, and reporting. When fraud is suspected, the department refers the case to the Chief State’s Attorney for prosecution.

Insurance fraud is a Class D felony in Connecticut, so a defendant could face penalties of up to $5,000 in fines, five years of imprisonment, or both. In addition, someone found guilty of insurance fraud would hold a permanent criminal record. This can impact everything from their education and employment opportunities to dating and volunteering. Therefore, it is essential for defendants to reach out to a New Haven insurance fraud lawyer. A well-established criminal defense attorney could fight for the individual throughout the legal process.

Defenses in New Haven Insurance Fraud Cases

An insurance fraud case centers around proving whether the defendant actually committed fraud. A critical component in proving fraud is the intent. With this focus, common defenses to insurance fraud charges are that:

  • The fraud was not deliberate
  • The information given to the insurance company was the result of the defendant’s lack of knowledge
  • The defendant was under duress
  • Someone else filled out the paperwork and signed the defendant’s name
  • The information the defendant provided was misinterpreted

To avoid a guilty verdict, a seasoned New Haven insurance fraud lawyer could help a defendant mount a powerful defense to raise doubt in the jury’s mind about their intention.

Let a New Haven Insurance Fraud Attorney Assist

Even though insurance fraud is a common white-collar offense, it is not taken lightly by prosecutors. If you are facing a fraud charge, you may want to consider retaining an experienced New Haven insurance fraud lawyer. Attorneys could potentially lessen the consequences of your actions with a powerful defense. Call to discuss your case today.