Stratford Car Accident Damages

Recovering compensation as a result of an auto accident is more difficult than it seems. Depending upon the severity of the crash, victims have a tough time calculating the total amount of damages that should be awarded to the victim.

If you have suffered injuries due to a car crash caused by the negligence of another driver, you may be able to acquire compensation with the help of a seasoned injury attorney. A lawyer could help you to accurately calculate the Stratford car accident damages owed to you.

What are Economic Damages?

Under Stratford Connecticut law, economic damages are the financial losses and expenses that someone incurs as the result of another person’s actions. Economic damages are comprised of tangible expenses such as the injured party’s past and future medical bills for treatment that is recommended by their physician. As an example, when someone is injured in an accident and can never return to work, that is a loss of earning capacity, also known as lost future wages.

When someone is involved in a car accident, they could be compensated for property damage issues including recovery, towing, and storing of any vehicle, repairs to their vehicle, the value of their vehicle if it is determined to be a total loss, and damages related to the loss of use of the vehicle.

Defining Non-Economic Damages

Non-economic damages are compensatory damages for the pain, suffering, and annoyance of being injured in a car accident. Non-economic damages are calculated based on the loss of life’s enjoyment or the reduction of a persons’ ability to conduct activities of daily living. The judge may inform the jury that they should allow someone to recover damages based on previous cases with similar circumstances. However, there is no specific formula to calculate non-economic damages.

When to Award Punitive Damages

When an at-fault party’s negligence was intentional or know about the potential harm they could because of their reckless behavior, the victim may be able to collect punitive damages from them. Punitive damages are awarded in an effort to punish the negligent party of their carelessness. In some cases, punitive damages have been known to be double or triple the amount of damages found by a jury.

Liability Insurance in Stratford

Under Connecticut law, liability insurance only pays for the Stratford car accident damages at the end of the case.  However, payment does not happen until the final settlement is reached. This is often confusing for victims when they would like the person who caused the accident to pay immediately for the bills and damages suffered. Unfortunately, the plaintiff is only able to recover compensation at the conclusion of the case by way or settlement or jury verdict.

Damages an Auto Insurance Provider May Cover

The at-fault driver must pay for any damages they caused using their insurance policy or personal finances. When someone is injured in a car accident, they first look to their health insurance to pay the bills for any medical treatment needed. Medical insurance pays for the medical bills related to the accident. The health insurance may be entitled to reimbursement for money they expended as a result of the car accident based on the type of insurance plan the injured person has.

Auto insurers typically pay for the reimbursement of money victims have spent as a result of a car accident. Any medical bills sustained as a result of a crash may be covered by a person’s medical insurance. It is important to note that medical payment insurance can be used immediately following an accident and applied only to the people inside the car that has the medical payment insurance. Most importantly, the driver who caused the car accident and caused injuries to others may have liability insurance to cover their liability for any damages they caused.

Contact an Attorney

Auto accidents tend to be very expensive for victims due to the damage done to their car as well as the medical bills incurred as a result of the crash. Fortunately, the law makes it possible for victims to recover Stratford car accident damages through various legal avenues. With the help of an attorney, you may be able to obtain compensation via a settlement or by a civil trial. If you would like to know more about your eligibility to receive compensation, be sure to get in touch with a lawyer today.